Monday, December 10, 2012

How to spend money wisely? Paano nga bah?

What are some of the practical ways to handle your money wisely?

Sa ating pang-araw araw na pamumuhay tayo ay gumagastos gaya ng pagkain, pamasahe, load at marami pang iba, syempre hindi mawawala yung mga luho natin. Pero ang tananong, nakakapag ipon or invest pa ba tayo para sa future natin?

Isa sa pinaka common sa mga tao is yung Pagiging "One day millionaire" kung tawagin which is not good at hindi practical. Ito yung tipong bibili ka, or gagastos ka ng hindi pinag-isipan maige, tuloy kinabukasan butas na yung bulsa mo at wala ka ng panggastos sa mga susunod pang araw na darating. The question is : Makakabuti kaya ito in the long run kung hindi natin aalisin yung habit na ito? of course hindi so that's why i'm here to share some basic tips on how to handle your money wisely.


Tips on how to save and spend your money wisely.

1. Habang bata magipon - Turuan natin mag save ang mga bata habang maaga, becuse in the future sila din ang mag-bebenefit dito. Teach them wisely. Mas adviseable na bigyan sila ng Alkansya or Piggy Bank, and motivate them to save their own money. Kahit sa mga pa 5 pesos lang sa isang araw or 10 pesos sa mga bawat araw na natitira sa baon nilang cash from their allowances for School, it's ok as long as they are learning to  save money at the early age then its good. As for their Parents motivate them to save, save, and save, not to spend "too much".

2. Don't spend / buy unnecessary things - Kung tayo po ay bibili or gagastos, pagisipan muna natin maige kung dapat nga ba, para hindi po tayo manghinayang bandang huli. Halimbawa nalang meron kang nakitang napakagandang item sa mall,naatract ka, nasilaw ka at binili mo agad dahil lang sa nagandahan ka then after that nagsisi ka bakit mo ito binili dahil meron ka pa palang mas importanteng dapat bilhin kaso nagkulang na ang budget mo because you buy another item which is not necessary. The point is sometimes we forget to think pag dating sa pagbili at paggastos which is unpractical at nakakalimutan nating isa-alang alang yung mga bagay na mas "importante".

3. Hindi porke't uso bili - Mostly ganito, pag may uso or may mga latest na nirelease na gadgets , damit , appliances etc.. bibilhin agad. aminin man natin o hindi madami pong ganito sa atin, kahit ako po ganito rin dati pero nabago ko pa, kasi i've realized na hindi lahat ng uso ay totally maapreciate ko parin kahit matagal na, and the result - pagsisisihan ko kung bakit binili ko ito agad which is meron pa palang mas maganda pa rito..agree? Ang point ko po dito, is if we want to buy something just make sure na as in "gustong gusto mo" yung item na iyon, para in the long run worth it yung money mo at hindi ka pa nagsisi at higit sa lahat ay walang nasayang. So again think, think, think before you buy something.

4. Iwasan ang Bisyo at Sugal - Ok lang naman ang mag lotto at tumaya, pero wag po nating itong gawing habit na to the point ay kailangan pang ipangutang para lang merong maipang-sugal,tandaan na wag po tayo ubos biyaya. Kung kayo naman po ay yung tipong madaling ma-adik sa sugal the best way is iwasan nalang ito, at makakapag-save ka pa ng pera para sa mas makabuluhang bagay. Iwasan din ang paninigarilyo dahil maaari itong magdulot ng complications in the long run at ang resulta mapapagastos ka lang ng malaki sa medical expenses mo which is sana inipon mo nalang yung mga ipinangbili mo ng yosi o alak at makakatulong pa sa magandang paraan at ikaw din mismo ang mgbebenefit dito.

5. Laging isa-alang alang ang "Basic needs" Prioritize your expenses- Kung kayo ay may sapat na budget o pera, lagi nating unahin ang mga pangaraw-araw na pangangailangan, hindi ang luho at mga materyal na bagay. Sometimes kasi mas nauuha pa nating bilhin yung mga halimbawa- mga gadgets na gusto natin at nakakalimutan natin bumili ng mga mas importanteng bagay gaya ng pagkain, kung minsan may mga tao na makabili lang ng gustong gadget nakakalimutan na meron pa palang bills na kailangang bayaran. The point here is you should know how to prioritize your expenses and be practical all the time.

So there it is, some simple ways to use our money wisely in a practical way. Ngayong Christmas season madami nanamang temptations na nakaabang para mapagastos ang mga tao, so i hope na makatulong itong blog na ito sa karamihan ng sa gayon ay hindi tayo magwoworry in the future. Lagi lang isa-alang alang ang pagiging practical hindi lamang po sa pera kundi sa lahat ng bagay.

Always remember : Think, Prioritize, Be Practical all the time.

Merry Christmas to all!!
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Wednesday, December 5, 2012

TEN COMMANDMENTS OF HUMAN RELATIONS



'1. SPEAK TO PEOPLE - There is nothing as nice as a cheerful word of greeting.

2. SMILE AT PEOPLE -  It takes 65 muscles to frown, only 15 ti smile.

3. CALL PEOPLE BY NAME - The sweetest music to anyone's ear is the sound of his own name.

4. BE FRIENDLY AND HELPFUL -  If you would have friends, be friendly.

5. BE CORDIAL -  Speak and act as if everything you do were a genuine pleasure.

6. BE GENUINELY INTERESTED IN PEOPLE - You can like everybody if you try.

7. BE GENEROUS WITH PRAISE - CAUTIOUS WITH CRITICISM.

8. BE CONSIDERATE WITH THE FEELINGS OF OTHERS -  It will be appreciated.

9. BE THOUGHTFUL OF THE OPINION OF OTHERS- There are three sides of controversy -yours - the others - fellow's - and the right one.

10.  BE ALERT TO GIVE SERVICE - What counts most in life is what we do for others.'



source: The Philippine Labor Code, With Department Order No. 40-03 series of 2003.


-These commandments should not only apply in the office, or in the corporate world, but also in our everyday life. Most of us forget the basic attitudes which is important as this commandment. We must always bear this in our mind.-

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To Get to know more about Carla Please Add her On Facebook : https://www.facebook.com/kharlotametal


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The above blog post is brought to you by Carla Cuneta, who enjoys helping people to earn extra income on the internet. For more information, please visit http://www.viloria.net/swa-pinoy/swa-tmv2.shtml?carlapopmusic


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Saturday, December 1, 2012

Why Do People Engage in Business?

Bakit nga ba Napapasok sa  Negosyo ang isang tao?

Here is the concrete explanation according to a Management Book "Management for Filipinos" by Conrado E. Inigo, Jr., Ph. D.

Ang sabi sa libro :

'People engage in business because of certain stimuli, and these are the motivational factors. These factors can be clearly explained and directly linked with the theory postulated by Abraham W. Maslow, an Industrial psychologist. According to his Hierarchy of Needs theory, there are five needs of men that are to be satisfied continually in the following order :

  1. Physiological or biological need - the essentials for survival, such as the need for food, clothing, shelter , sex, air, water 
  2. Safety need - the desire for security, stability, or protection against danger;
  3. Social need - the need for group belongingness, affection of love, and friendship;
  4. Ego or self-esteem need - the need for self-recognition or group satisfaction;
  5. Self-fulfillment need - the need for the realization of personal goal or ambition.'

Ngayon paano natin ito ma-irerelate sa isang MLM Networking Business? Well bukod sa limang Basic needs na yan. meron pang isa na pangangailangan ng tao which is more important, at ito po ay ang Knowledge o Karunungan.

Maraming paraan para madevelop ang ating karunungan gaya ng Pag-aaral, Pagdiskubre ng mga bagay-bagay at ang magbasa. Sa panahon natin ngayon hindi lang libro ang gamit natin sa pagbabasa para madagdagan ang ating karunungan, meron narin tayong tinatawag na e-books or electronic books na pwedeng ma-download at magamit sa ating laptops, computers, ipad, tablets, atbp.

Alam niyo po bah na meron offer ang Supreme Wealth Alliance which is the Supreme Wealth Library na naglalaman ng more than 2000+ titles!!, like Business tactics & strategies Books,,Self-help Books, Health Books at madami pang iba na pwede mong i-apply sa pang araw araw na buhay at bukod pa doon, madadagdagan pa ang ating kaalaman.

Ang Supreme Wealth Alliance ay isa lamang sa pinaka successful MLM Networking Company sa ating bansa, bukod sa Karunungan or Knowledge na ibinabahagi nila, ay tinutulungan din  nila ang mga Tao na kumita ng extra income online. Paano nagiging successful ang mga members nito at kumikita ng malaki sa internet? Simple lang, binabasa nila ang mga e-books sa Supreme Wealth Library at inaaply nila ang lahat ng natutunan nila sa mga e-books na kanilang nabasa sa lahat ng aspeto ng kanilang buhay kaya sila nagiging matagumpay at kumikita ng malaki sa SWA.

Another important thing na dapat i-consider to be successful is choosing the right company for you. If you choose the right one, everything will follow. I can say that Supreme Wealth Alliance is the right one. Aside from helping people to earn, they also helps people to grow.

Gusto niyo rin bang maging successful gaya ng mga top earners ng SWA? Pwedeng Pwede kayong sumali anytime dito sa Supreme Wealth Alliance Ultimate. Kung kayo po ay naghahanap ng mapagkakakitaan Welcome po kayo anytime just message me on facebook anytime if interesado po kayo.


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To Get to know more about Carla Please Add her On Facebook : https://www.facebook.com/kharlotametal


Are you looking for a Part - Time job to earn extra income Online?

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The above blog post is brought to you by Carla Cuneta, who enjoys helping people to earn extra income on the internet. For more information, please visit http://www.viloria.net/swa-pinoy/swa-tmv2.shtml?carlapopmusic


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Thursday, November 22, 2012

Mga natural na paraan para maiwasan ang dysmenorrhea


Ibabahagi ko po sa inyo ngayon ang mga natural na pamamaraan para maiwasan ang sobrang pag-sakit ng puson tuwing menstrual period o sa mas kilala sa tawag na dysmenorrhea.



Ako po mismo ay nakakaranas ng matinding pananakit ng puson tuwing menstrual period, kaya naghanap ako ng mga simpleng paraan lang para maiwasan ito ng hindi nagtatake ng pain killers or medicine.

Ang aking ibabahaging impormasyon ay natutunan ko sa mga nakakatanda sa akin like my mom, aunts and my grand mother.

Ito po ang mga ilang pamamaraang aking ginagawa tuwing sumasapit ang aking menstrual period.

Mga dapat iwasan tuwing menstrual period:

#1 . Iwasan ang Pagbubuhat ng Mabibigat na bagay.



#2.  Huwag munang mag Gym or mag exercise habang may period dahil maaari itong maka-trigger ng pananakit ng puson.
  


#3.  Iwasang Malamigan ang Puson, gumamit ng Maligamgam o katamtamang init ng tubig pampaligo.


#4.  Iwasan ang pag-inom ng softdrinks at sobrang lamig na inumin.

#5. Subukan I-hot compress sa may bahagi ng puson during mensrtual period every night. Ito ay higit na nakakatulong upang maging maaus ang pagdaloy ng period at epektibong iwas dysmenorrhea.


Ayan po ang mga ilan sa natural ways na nasubukan ko para makaiwas sa sobrang pananakit ng puson. If kayong mga girls out there ay nakakaranas din ng matinding pananakit ng puson tuwing period, you can try these natural ways, bukod sa napaka simple ay napaka - safe pa itong gawin, upang sa gayon ay hindi na po tayo makakaranas ng matinding pananakit every period at para hindi narin maapektohan ang ating mga gawain gaya ng school works, office works at iba pa.



To Get to know more about Carla Please Add her On Facebook: https://www.facebook.com/kharlotametal

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The above blog post is brought to you by carlapopmusic, who enjoys helping people to earn extra income on the internet. For more information, please visit http://www.viloria.net/swa-pinoy/swa-tmv2.shtml?carlapopmusic




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Sunday, November 11, 2012

How did the Law of attraction affect my life

Talaga bang nakakaapekto ang “Law of Attraction” sa buhay naten?





Nung una talaga i’m not really aware about this law, then I’ve lately realized natalagang it really exists hindi lang natin napapansin. Napakasimple lang pala nito at sa sobrang simple nababalewala lang natin itong napakahalagang law na ito.


Simple as this : kung ano yung dominant na lagi nating iniisip is yun mismo ang nangyayari or nakaka attract ka ng ibang bagay or even situations para mangyari kung ano man ang iniisip mo. Gaya nalang ng sabi sa isang libro ni Rhonda Byrne na  “thoughts becomes things” regardless kung positive or negative thoughts pa yan, it will happen.




After kong mabasa yung The Secret to Teen Power by Paul Harrington ito yung naging way para mabuksan yung isipan ko about this very important law which is the law of attraction. I applied Law of Attraction in my everyday life to achieve and even get what I desired. I’ve learned that this is the biggest important factor that will help you to reach your goals, dreams 
and desires.



Ang “Law of Attraction” ay dapat nating laging isa-isip. Aside from thinking positive thoughts and what we desire, of course we have to do something to reach for it, and the last thing that we need to do is ask for it, believe in it, and then you’ll receive what you always wanted.



Paano naman natin mai-aaply ang Law of Attraction sa Networking? Simple lang, remove all your negative thoughts and replace it with positive ones. Dapat lagi nating isipin na magiging successful tayo dito, magiging successful tayo sa tulong ng Supreme Wealth Alliance sa pamamagitan ng ating Paniniwala , Hardwork , at pagiging Positive sa lahat ng aspeto, at dapat mahalin nating yung ginagawa natin.




Ika-nga "Dreams Don't Work Unless You Do" aside from being positive, do something to achieve something.



To Get to know more about Carla Please Add her On Facebook: https://www.facebook.com/kharlotametal

Are you looking for a Part - Time job to earn extra income Online?

Visit  this website and message Carla on facebook if interested :  http://carlapopmusic.swaultimate.com


The above blog post is brought to you by carlapopmusic, who enjoys helping people to earn extra Income on the internet. For more information, please visit http://www.viloria.net/swa-pinoy/swa-tmv2.shtml?carlapopmusic


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